你好！<br /> <span lang="EN-US" style="font-family: Arial; font-size: 7pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"> </span><span style="font-size: 12pt"><span lang="EN-US" style="font-family: Arial; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"> </span><span style="font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial">看到你的咨询留言，从银行监管政策层面讲，只要是成年人，有固定或稳定的收入来源以及可靠的还款来源，对年龄没有其他特别的规定。另外，在办理贷款过程中，银行要求购买个人保险或理财产品不合理，属于搭售行为，没有政策法律依据。</span></span> |